• Digital Finance - Financial Planning & Analysis - Analyst - Salt Lake City

    Location(s) US-UT-Salt Lake City
    Job ID
    2018-49085
    Schedule Type
    Full Time
    Level
    Analyst
    Function(s)
    Consumer Banking
    Region
    Americas
    Division
    Consumer and Commercial Banking Division
    Business Unit
    CCBD Management
    Employment Type
    Employee
  • MORE ABOUT THIS JOB

    Consumer and Commercial Banking (CCBD)

    Consumer and Commercial Banking brings innovative solutions to traditional banking activities. We are a global team of lenders, investors, risk managers, skilled marketers, web experts and banking specialists. We provide a suite of solutions to help our customers meet their personal financial goals. We make direct investments in, and risk manage, a portfolio of corporate loans and securities. And we help transform distressed communities through investments and loans of private capital

     

    Digital Finance Description

    Digital Finance, a business unit within CCBD, is comprised of the firm’s digitally-led consumer businesses, which include the Marcus deposits and lending businesses, as well as the personal financial management app, Clarity Money. Digital Finance combines the strength and heritage of a 149-year-old financial institution with the agility and entrepreneurial spirit of a tech start-up. Through the use of machine learning and intuitive design, we provide customers with powerful tools that are grounded in value, transparency and simplicity to help them make smarter decisions about their money.

    RESPONSIBILITIES AND QUALIFICATIONS

    RESPONSIBILITIES

     

    As a member of the Financial Planning & Analysis (FP&A) team, you will be working closely with the FP&A manager as well as the product and marketing leads for the deposits and lending products in the Consumer business. In your role:

    • Develop the financial planning, reporting and analysis infrastructure for the business, including budgeting processes and reconciliation to actual financial results
    • Measure and track expenses incurred and build financial forecasts and models
    • Work with divisional leadership and other members of the functional teams to build the business plan and financial projection model for the business
    • Interface with the Federation to present the story and performance of the business
    • Partner with colleagues in Consumer Technology on technology platform cost / infrastructure planning
    • You will build NPV frameworks to evaluate investment decisions for pricing and marketing spend

     

    QUALIFICATIONS

    • An understanding of corporate finance concepts and FP&A best practices, including modeling, budgeting, forecasting and KPI tracking
    • Strong quantitative and analytical skills, detail-oriented and proficient in building and handling complicated data sets
    • Demonstrate an ability to effectively communicate and present results highlighting the broader commercial and strategic impact
    • Must be highly motivated, self-driven, collaborative, a strong communicator, comfortable following direction and able to balance being in the weeds with summarizing at a high level under short deadlines
    • Must be extremely proactive and work well in a collaborative environment, with the ability to move projects forward independently.
    • Must have prior experience in creating frameworks for evaluating investment decisions and performing portfolio and account level profitability analysis
    • Experience with large data sets, technology and exposure to Consumer Finance a plus
    • Fluency with Excel, SAS/SQL, R, Python a plus

    ABOUT GOLDMAN SACHS

    The Goldman Sachs Group, Inc. is a leading global investment banking, securities and investment management firm that provides a wide range of financial services to a substantial and diversified client base that includes corporations, financial institutions, governments and individuals. Founded in 1869, the firm is headquartered in New York and maintains offices in all major financial centers around the world.

    © The Goldman Sachs Group, Inc., 2018. All rights reserved Goldman Sachs is an equal employment/affirmative action employer Female/Minority/Disability/Vet.

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