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Prime Services is a technology intensive business that aims to provide our clients with all the tools and services to run their business. In Prime Services Technology we regularly consider new technology products available in the market or in the firm to meet our clients’ needs and high trading volumes. As a result, we are constantly expanding our platform to offer clients more products, creating opportunities for people in the
group to gain experience in a variety of different technologies.
SECURITIES LENDING facilitates the short sale of securities, helping our clients manage risk and maintain liquidity. We offer industry-leading insights into global securities lending flow,
superior access to supply, and unparalleled borrow protection.
Securities Lending builds the technology that powers the Securities Lending business, in which GS is the global market leader. We partner with Strats & Prod Dev to design and develop world-class in-house platforms that provide pretrade and trade functionality, trading analytics, reporting, and post trade operational functionality, ensuring our business maintains its competitive edge.
Our Securities Lending role involves working in a dynamic front-office trading environment as a part of the global team. You'll be responsible for designing, writing, reviewing, testing and implementing a variety of scalable applications leveraging the latest firm wide technologies. The applications we develop include inventory and risk management, calculating client accruals, and facilitating internal/external trading flows. You will undertake development across all tiers of our business-facing systems in a global team. You will be expected to implement and suggest best development practices/methodologies to deliver high quality software throughout the development stack. Our primary technologies are Java and Web development. Our end to end technology stack runs the firm’s Securities Lending business. We build innovative tech solutions for our business, allowing them to serve their hedge fund clients and institutional lenders. Our highly technical team, sitting close to our traders, work together delivering solutions with a particular focus on micro services and trader UX. We’re agile, global and diverse. We currently have a strong focus on further automating our flows to enable us to increase our volumes to various electronic venues in a way that provides scale, transparency and control.
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INVESTMENT BANKING
Our division works on some of the most complex financial challenges and transactions in the market today. Whether advising on a merger, providing financial solutions for an acquisition, or structuring an initial public offering, we handle projects that help clients at major milestones. We work with corporations, pension funds, financial sponsors, and governments and are team of strong analytical thinkers, who have a passion for producing out-of-the-box ideas.
Transaction Banking
We aim to build a modern and digital-first cash management solution to serve our clients. Our business combines the strength, heritage, and expertise of a 150-year-old firm with the agility and entrepreneurial spirit of a tech start-up. Our goal is to provide a best-in-class digital product that helps clients to succeed by giving them a holistic view of their business. Through the use of modern technology built on the cloud, we are the alternative to legacy platforms. We’re a team of diverse experts helping our clients to build the future of their Treasury.
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In Private Wealth Management (PWM), we help our clients pursue their wealth management goals through careful advice, astute investment management and access to the capabilities and network of Goldman Sachs. We work closely with high-net-worth individuals, families and select foundations and endowments to develop wealth and investment management strategies. We then identify investment opportunities to help them reach their objectives. We complement these services with robust execution capabilities and attentive client service. Where appropriate, we introduce our clients to the broader network and resources of Goldman Sachs.
The PWM Marketing Team develops and implements a holistic marketing strategy that delivers the full value of the GS network and expertise to clients, generates new business by expanding our reach and frequency of interactions with clients and prospective clients, and builds brand equity by raising the visibility of PWM and amplifying engagement efforts, both locally and globally. We are seeking an Associate or Vice President who is a forward-thinking professional marketer, understands the ultra high-net-worth marketplace and thrives in a dynamic, fast-paced environment.
CONSUMER AND INVESTMENT MANAGEMENT DIVISION (CIMD)
The Consumer and Investment Management Division includes Goldman Sachs Asset Management (GSAM), Private Wealth Management (PWM) and our Consumer business (Marcus by Goldman Sachs). We provide asset management, wealth management and banking expertise to consumers and institutions around the world. CIMD partners with various teams across the firm to help individuals and institutions navigate changing markets and take control of their financial lives.
PWM
Goldman Sachs Private Wealth Management (PWM) specializes in creating comprehensive wealth management plans for high net worth individuals and families, as well as select institutions, including foundations and endowments. PWM Teams work one-on-one with clients to advise and deliver customized strategies drawn from our deep investment experience, diverse wealth management capabilities and global reach. Our Private Wealth Advisors (PWAs) deliver an unparalleled investment platform inclusive of the full product and service offerings of Goldman Sachs and beyond, which may include tax and estate planning, philanthropic planning and private banking and lending services. As client needs evolve, this close relationship allows the team to offer complementary services and new opportunities by leveraging the resources of Goldman Sachs and beyond
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Fixed Income, Currency, and Commodities (FICC) Technology plays a key role in the firm’s
ability to help institutional clients buy and sell financial instruments on liquidity venues
around the world, an important revenue driver for the firm. In FICC Technology we use both open source industry standard and internal proprietary technologies to build cutting edge platforms for pricing, execution, and control over each of these millions of transactions.
What We DoION Engineering is a newly formed team with a mandate to design and build applications to power market making and risk management for standardized products in FICC. This is a hybrid team with members in both Securities and Technology Divisions. FICC is a large and important business for Goldman Sachs, and substantial revenues for the firm are generated by FICC market making activity. Market making and risk management are highly dynamic and computationally demanding; the systems underpinning these activities must be robust and high performance. ION Engineering meets this challenge by designing systems and applications from the ground-up and taking responsibility for the full application software stack. FICC is active in both electronic and OTC markets, with a product mix that includes interest rates, credit, foreign exchange, commodities, mortgages, loans, and their derivatives. Who We Look ForGoldman Sachs Engineers are innovators and problem-solvers, building solutions in risk management, big data, mobile and more. We look for creative collaborators who evolve, adapt to change and thrive in a fast-paced global environment.RESPONSIBILITIES AND QUALIFICATIONSYour ImpactAs a member of the ION Engineering team you will directly partner with key salespeople, traders, and business stakeholders to design, build, deploy and monitor critical market making and risk management systems. You will have significant responsibility and accountability for the stability, performance, support, and ultimately the impact of the systems we design and build. What We Look ForEffectively meeting the demands of our challenging mandate requires a passion for learning as well as deep understanding and experience across a wide array of technical competencies. While there is not a set formula for success in this environment, we find the following tend to be indispensable:A BS degree or better in Computer Science or a related disciplineExcellent experience in a strongly typed languageExpert in technical discipline or application tier, e.g. Front End, Back End, DevOps, etc.Competence across other key application tiers, i.e. you can write JS even if you mostly work in Java.Experience collaborating in global teams.Outstanding interpersonal skills and ‘Client Touch’
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SECURITIES
Our core value is building strong relationships with our institutional clients, which include corporations, financial service providers, and fund managers. We help them buy and sell financial products on exchanges around the world, raise funding, and manage risk. This is a dynamic, entrepreneurial team with a passion for the markets, with individuals who thrive in fast-paced, changing environments and are energized by a bustling trading floor.
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CONSUMER (MARCUS BY GOLDMAN SACHS)
Marcus by Goldman Sachs is the firm’s consumer business, combining the entrepreneurial spirit of a startup with 150 years of experience. Today, Marcus has $50 billion in deposits, $5 billion in loan balances and 4 million customers across our lending and deposits businesses, as well as the personal financial management app, Clarity Money. Through the use of insights and intuitive design, we provide customers with powerful tools and products that are grounded in value, transparency and simplicity. We are backed by our unique team, comprised of individual contributors from leading agile technology companies, fintechs and consumer financial services companies, allowing us to disrupt the industry, while helping consumers take control of their financial lives.
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What We Do
At Goldman Sachs, our Engineers don’t just make things – we make things possible. Change the world by connecting people and capital with ideas. Solve the most challenging and pressing engineering problems for our clients. Join our engineering teams that build massively scalable software and systems, architect low latency infrastructure solutions, proactively guard against cyber threats, and leverage machine learning alongside financial engineering to continuously turn data into action. Create new businesses, transform finance, and explore a world of opportunity at the speed of markets.
Engineering, which is comprised of our Technology Division and global strategists groups, is at the critical center of our business, and our dynamic environment requires innovative strategic thinking and immediate, real solutions. Want to push the limit of digital possibilities? Start here.
The mission of the Goldman Sachs Enterprise Agile team is increase the value, transparency, and happiness of software delivery teams around the firm through Agile and related practices. We coach teams, programs, and organizations until they are self-sustaining and provide resources and tooling to self-adopters. This forward-looking group defines scaling practices, team-level best practices, tooling, and reporting, and will always be on the front line of agility within the firm. If you’re passionate about delivering value, looking to make an impact on one of the world’s great firms, and up for a challenge, read on!
As a member of Enterprise Agile team, this VP-level Scrum Master will embed with delivery teams around the firm for extended periods of time to drive change at multiple levels, and coach the teams to become high performing teams that consistently deliver customer value.
Who We Look For
Goldman Sachs Engineers are innovators and problem-solvers, building solutions in risk management, big data, mobile and more. We look for creative collaborators who evolve, adapt to change and thrive in a fast-paced global environment.
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Goldman Sachs Engineers are innovators and problem-solvers, building solutions in risk management, big data, mobile and more. We look for creative collaborators who evolve, adapt to change and thrive in a fast-paced global environment. We are recruiting highly motivated individuals for software development roles on the Enterprise Reference Data Engineering Team, based in New York/SLC/London/Warsaw/Bengaluru/Tokyo.Effectively leveraging financial market data to drive business is the key for successful financial services that firm provides to its customers, and working with massive volumes of data quickly is a differentiator. It gives firm the opportunity to respond more quickly to changes, gain deeper insights and forecast capabilities. The challenges related to use the data to drive innovation and customer experience are even greater.Our team builds platforms and technology solutions to model, source, and distribute the data including clients, accounts, financial products and prices to all of firm systems. We are an accelerator and enabler for business, making them more effective at managing and optimizing consumption of reference data, abstracting client, market and regulatory changes through innovative solutions.Our team is made of software developers and technical product owners with deep technical skills and an affinity for creating solutions with the potential for enterprise-wide impact.
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Drive the convergence of workflow platforms across the firm to promote process consistency and allow for the gathering and analysis of metrics.
The Workflow Engineering team builds world-class technology solutions for automating all kinds of critical business processes across Goldman Sachs. Our platforms manage millions of tasks and business decisions, and run tens of thousands of workflows daily in order to guarantee that vital business operations run on time.
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Investment Banking
The Investment Banking Division (IBD) works on some of the most complex financial challenges and transactions in the market today. Whether advising on a merger, providing financial solutions for an acquisition, or structuring an initial public offering, we handle projects that help clients at major milestones. We work with corporations, pension funds, financial sponsors, and governments and are team of strong analytical thinkers, who have a passion for producing out-of-the-box ideas
The Goldman Sachs Group, Inc. is a leading global investment banking, securities and investment management firm that provides a wide range of financial services to a substantial and diversified client base that includes corporations, financial institutions, governments and individuals. Founded in 1869, the firm is headquartered in New York and maintains offices in all major financial centers around the world
GOLDMAN SACHS ENGINEERING CULTURE
At Goldman Sachs, our Engineers don’t just make things – we make things possible. Change the world by connecting people and capital with ideas. Solve the most challenging and pressing engineering problems for our clients. Join our engineering teams that build massively scalable software and systems, architect low latency infrastructure solutions, proactively guard against cyber threats, and leverage machine learning alongside financial engineering to continuously turn data into action. Create new businesses, transform finance, and explore a world of opportunity at the speed of markets
Engineering is at the critical center of our business, and our dynamic environment requires innovative strategic thinking and immediate, real solutions. Want to push the limit of digital possibilities? Start here
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We are seeking a Vice President to spearhead part of our quantitative investment strategy and research efforts, contributing to the design of cutting-edge investment strategies across global asset classes. This is a dynamic role that requires creativity, quantitative rigor and ability to conduct and supervise independent investment research. Fluent programming skills, impeccable attention to detail and strong communication skills are also a must.
OUR IMPACT
CONSUMER AND INVESTMENT MANAGEMENT DIVISION (CIMD)
The Consumer and Investment Management Division includes Goldman Sachs Asset Management (GSAM), Private Wealth Management (PWM) and our Consumer business (Marcus by Goldman Sachs). We provide asset management, wealth management and banking expertise to consumers and institutions around the world. CIMD partners with various teams across the firm to help individuals and institutions navigate changing markets and take control of their financial lives.
PWM
Goldman Sachs Private Wealth Management (PWM) specializes in creating comprehensive wealth management plans for high net worth individuals and families, as well as select institutions, including foundations and endowments. PWM Teams work one-on-one with clients to advise and deliver customized strategies drawn from our deep investment experience, diverse wealth management capabilities and global reach. Our Private Wealth Advisors (PWAs) deliver an unparalleled investment platform inclusive of the full product and service offerings of Goldman Sachs and beyond, which may include tax and estate planning, philanthropic planning and private banking and lending services. As client needs evolve, this close relationship allows the team to offer complementary services and new opportunities by leveraging the resources of Goldman Sachs and beyond
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The Private Wealth Management (PWM) business provides end to end Investment Management services and advice across a large range of asset classes for high net worth individuals. PWM leverages a global technology platform offering, an integrated suite of tools, and applications to onboard clients. Our software helps realize a client’s goals and objectives, develops and implements an integrated wealth management plan and delivers first-class client service.
If you are looking for an exciting opportunity in Technology to work as a lead developer on the latest technologies and solve complex problems in the world of finance at one the leading investment banks in the world , we have one for you in
Private Wealth Management (PWM) technology at Goldman Sachs. The PWM business provides end to end Investment Management services and advice across a full range of asset classes for High net worth individuals. The PWM Technology team provides critical technology services across a range of front and back office applications to support the PWM business. The PWM technology team is looking for experienced software engineers to lead work on critical projects on Java and Big data technologies. In this role the engineers have a unique opportunity to work along with other technologists, business and operational partners to architect world class solutions to complex problems on very modern technical stack. The role would require candidates to have a solid understanding of JAVA applications, RESTful APIs, Spring Boot applications, Big Data systems. The candidates would be responsible for working on all phases of the development cycle from design to final production roll-out and post production support where applicable. The contributions you make in your projects, through your innovation, engineering skills and software expertise will make a direct and immediate impact on expanding the business. Unique challenges in the role include working on systems that need to be extremely fast , scalable and resilient to support the ever growing needs of a business in global markets for example ,processing millions of transactions on hundreds of thousands of accounts , having fault tolerant systems etc. Additionally, the role would require you to work with a wide variety of business and technology partners around the world, and focus on multiple project deliveries at the same time. If you have the skills, energy and passion to write JAVA code in the world of finance and want to challenge yourself to take on bigger opportunities, look no further, come join our team!
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YOUR IMPACT
As a strat who sits in the Securities Division, you will play an integral role on the trading floor. You may develop automated trading algorithms for the firm and its clients or create cutting-edge derivative pricing models and empirical models to provide insight into market behavior. You might be involved in analyzing exposures and structuring transactions to meet client needs, or involved in designing and developing complex parallel computing architectures, electronic trading tools, and advanced algorithms. Throughout the Securities Division, strats are using quantitative and technological techniques to solve complex business problems.
THE SECURITIES DIVISION
Our core value is building strong relationships with our institutional clients, which include corporations, financial service providers, and fund managers. We help them buy and sell financial products on exchanges around the world, raise funding, and manage risk. This is a dynamic, entrepreneurial team with a passion for the markets, with individuals who thrive in fast-paced, changing environments and are energized by a bustling trading floor.
Job Summary
Candidates joining the Credit Systematic Market Making (SMM) Trading desk are engaged in market making and its related functions in US Credit and Muni products. The desk offers liquidity primarily in a principal capacity and trade with clients via vendor platforms and directly with clients intermediated by sales. Team members combine their mathematical, programming and market expertise to build and generate systematic strategies. The desk looks for individuals with strong mathematical skillsets, programming experience, and who are motivated to get hands on experience with algorithmic trading.
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ENGINEERING
What We Do
At Goldman Sachs, our Engineers don’t just make things – we make things possible. Change the world by connecting people and capital with ideas. Solve the most challenging and pressing engineering problems for our clients. Join our engineering teams that build massively scalable software and systems, architect low latency infrastructure solutions, proactively guard against cyber threats, and leverage machine learning alongside financial engineering to continuously turn data into action. Create new businesses, transform finance, and explore a world of opportunity at the speed of markets.
Engineering, which is comprised of our Technology Division and global strategists groups, is at the critical center of our business, and our dynamic environment requires innovative strategic thinking and immediate, real solutions. Want to push the limit of digital possibilities? Start here.
Who We Look For
Goldman Sachs Engineers are innovators and problem-solvers, building solutions in risk management, big data, mobile and more. We look for creative collaborators who evolve, adapt to change and thrive in a fast-paced global environment.
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RISK
The Risk division is responsible for credit, market and operational risk, model risk, independent liquidity risk, and insurance throughout the firm.
Job Description
We are seeking a VP level candidate to join the Credit Risk oversight team focusing on unsecured lending to consumers and small businesses. Typical responsibilities and duties include the following:
- Partner with business units and broader Credit department to assess data availability, data sufficiency, and appropriate modelling approaches. (all encompassing)
- Evaluate/ challenge and approve usage for internal and external credit scoring models and/or financial forecasting models, built using both traditional and other advanced predictive technologies, segmentation and optimization tools.
- Deep knowledge of credit/ financials to review and approve large size loan decisions
- Experience with evaluating exception requests and writing memo to document decisions, defining governance/ control to manage exceptions and manual reviews.
- Specifically, review, effectively challenge the credit policy underwriting criteria developed using a multitude of complex time series data from credit bureaus and other vendors.
- Evaluate and recommend changes to existing policies.
- Ensure adequate portfolio governance in establishing risk and resiliency levels including the design and development of a set of quantitative metrics with guardrails under which the credit policy and business strategies operate. Track the actual performance for these metrics against approved guardrails and provide updates to relevant governance committee and recommend change or remediation as appropriate.
- Initiate and conduct studies of customer groups and product types and develop statistical/financial models for projections (i.e. acquisition financial models, loss forecasts, capacity planning). Develop models for projections (e.g. delinquency and charge-offs, cost and profitability, credit limit setting, and other aspects of account management). Specifically, evaluate credit loss assumptions for benign and stress case scenarios used for valuation models at acquisitions, portfolio performance monitoring and conduct independent validation and monitoring of portfolio and vintage level loan performance compared to projections.
- Initiate and conduct complex research projects and/or statistical models in programs such as account acquisitions, account management, collections, fraud and operations. (all encompassing)
- Establish requirements for data maintenance and management and working with Technology on implementation. Create Management reporting using Tableau or other cutting-edge visual interface-based tools to monitor portfolio performance at portfolio segment (e.g., product, vintage, risk segment, score band, or marketing channel), vintage and account levels to identify positive and negative trends such as improved portfolio quality or heightened delinquencies and recommend strategy changes to the Business.
- Gathers and analyzes portfolio and macro-economic data to determine potential impact on business performance. Design and writes ad-hoc programs for statistical analysis of portfolio performance, conduct comprehensive analysis, summarize and present regularly to Executive Management.
- Develop/guide junior staff and work with cross functional teams to deliver the outcome.
- Be up to date on applicable regulations and compliance requirements in consumer finance with interactions and updates to internal and external regulators. (all encompassing)
- Adhere strictly to compliance and operational risk controls in accordance with company and regulatory standards, policies and practices; report control weaknesses, compliance breaches and operational loss events. Address internal audit requirements and findings in a timely and appropriate manner (all encompassing)
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What We Do
At Goldman Sachs, our Engineers don’t just make things – we make things possible. Change the world by connecting people and capital with ideas. Solve the most challenging and pressing engineering problems for our clients. Join our engineering teams that build massively scalable software and systems, architect low latency infrastructure solutions, proactively guard against cyber threats, and leverage machine learning alongside financial engineering to continuously turn data into action. Create new businesses, transform finance, and explore a world of opportunity at the speed of markets.
Who We Look For
Goldman Sachs Engineers are innovators and problem-solvers, building solutions in risk management, big data, mobile and more. We look for creative collaborators who evolve, adapt to change and thrive in a fast-paced global environment.
Controllers - Compensation Accounting
Compensation Accounting’s mission is to ensure that the firm meets the financial control and reporting obligations of a global, regulated and public financial institution. It is responsible for the payment of all salaries, bonus, and other types of remuneration paid to employee of the firm globally; reporting of wages information and processing tax payments to US and international tax authorities. It is also responsible for the global financial accounting and reporting of all types of compensation (cash bonus, employee stock and option awards) that need to conform to all accounting requirements, such as US GAAP and IFRS. Specifically, we are responsible for allocation of compensation expense to cost centers and generating disclosures for regulatory reporting.
The Compensation Accounting Engineering team uses a combination of computer science, finance and math skills to build robust, innovative, scalable solutions along with Compensation Accounting controllers. Some of the complexities and challenges this group face include handling extremely sensitive data and functionality, accommodating regional regulation while offering global platform and workflow.
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Collaborate with Technology Division teams as a pool of developers dedicated to delivering key priorities. Act as ‘surge squad’ responsible for accelerating a specific high impact Technology Division project.
You will be expected to conduct world-class research in areas of your specialization (within the domain of Artificial Intelligence – Natural Language Understanding, causal extraction, knowledge representation and reasoning). You will work with other researchers and developers within the R&D group and with other teams in GS to develop breakthrough ideas in this space, create proof of concept realizations, develop intellectual property and participate in external research communities (giving talks, publishing papers, attending conferences, organizing meetings)
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INVESTMENT BANKING
Our division works on some of the most complex financial challenges and transactions in the market today. Whether advising on a merger, providing financial solutions for an acquisition, or structuring an initial public offering, we handle projects that help clients at major milestones. We work with corporations, pension funds, financial sponsors, and governments and are team of strong analytical thinkers, who have a passion for producing out-of-the-box ideas.
Transaction Banking
We aim to build a modern and digital-first cash management solution to serve our clients. Our business combines the strength, heritage, and expertise of a 150-year-old firm with the agility and entrepreneurial spirit of a tech start-up. Our goal is to provide a best-in-class digital product that helps clients to succeed by giving them a holistic view of their business. Through the use of modern technology built on the cloud, we are the alternative to legacy platforms. We’re a team of diverse experts helping our clients to build the future of their Treasury.
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Consumer and Investment Management (CIMD)
The Consumer and Investment Management Division includes Goldman Sachs Asset Management (GSAM), Private Wealth Management (PWM) and our Consumer business (Marcus by Goldman Sachs). We provide asset management, wealth management and banking expertise to consumers and institutions around the world. CIMD partners with various teams across the firm to help individuals and institutions navigate changing markets and take control of their financial lives.
Consumer
Consumer, externally known as Marcus by Goldman Sachs, is comprised of the firm’s digitally-led consumer businesses, which include our deposits and lending businesses, as well as our personal financial management app, Clarity Money. Consumer combines the strength and heritage of a 150-year-old financial institution with the agility and entrepreneurial spirit of a tech start-up. Through the use of machine learning and intuitive design, we provide customers with powerful tools that are grounded in value, transparency and simplicity to help them make smarter decisions about their money.
