Job Listings


Here are our current job openings. Please click on the job title for more information, and apply from that page if you are interested.

Search for your next opportunity

The system cannot access your location for 1 of 2 reasons:
  1. Permission to access your location has been denied. Please reload the page and allow the browser to access your location information.
  2. Your location information has yet to be received. Please wait a moment then hit [Search] again.
Click column header to sort

Search Results

US-IL-Chicago

CONSUMER AND COMMERCIAL BANKING

In Goldman Sachs Bank USA, we offer a wide range of solutions to help our customers meet their financial goals. Our teams seek to provide the highest level of customer service and support in everything we do. The Bank offers high yield savings accounts and a variety of loan products to individuals and private bank, corporate and community clients. Our savings products include an online savings account and certificates of deposit in a variety of terms.

 

Consumer and Commercial Banking brings innovative solutions to traditional banking activities. We are a global team of lenders, investors, risk managers, skilled marketers, web experts and banking specialists. We provide a suite of solutions to help our customers meet their personal financial goals. We make direct investments in, and risk manage, a portfolio of corporate loans and securities. And we help transform distressed communities through investments and loans of private capital.

 

Digital Finance, a subdivision of CCBD, is composed of the firm’s digitally-led consumer businesses which include the global online consumer deposits business and the US online consumer lending business, the firm’s first-ever direct-to-consumer platform built from the ground up. Digital Finance combines the strength and heritage of a 147-year-old financial institution with the agility and entrepreneurial spirit of a tech start-up. This unique dynamic allows us to help our customers achieve financial progress through customizable solutions that are grounded in value, transparency and simplicity.

Function
Consumer Banking
Level
Analyst
Division
Consumer and Commercial Banking Division
Americas
US-NJ-Jersey City

OPERATIONS

Operations is a dynamic, multi-faceted division that partners with all parts of the firm to provide banking, securities, and asset management services to clients around the world. In addition, Operations provides essential risk management and controls to preserve and enhance the firm's assets and its reputation. For every new product launched and every trade executed, it is Operations that develops and manages the processes and controls that enable business flow.

 

YOUR IMPACT
If you are looking to apply your due diligence skills while also learning about the changing regulatory landscape, our CIP Rolling Review team would like to invite you to apply for a position on the team.  We are seeking a professional who can work with our clients to review and refresh their AML/KYC information on file. This position offers the opportunity to mitigate the risks at the firm while collaborating with colleagues across the Business, Operations and Compliance divisions.

OUR IMPACT
Operations is a dynamic, multi-faceted division that partners with all parts of the firm to deliver banking, sales and trading and asset management capabilities to clients around the world. In addition, Operations provides essential risk management and control to preserve the firm’s assets and its reputation.  For every trade agreed, every new product launched or market entered, every transaction completed, it is Operations that develops the processes and controls that makes business flow.

As a member of the CIP Rolling Review team, the individual will specialize in the review of AML/KYC information on file for existing clients. The individual will work directly with our clients, sales and operational partners in a fast paced environment with precision and accuracy. The ability to prioritize, meet deadlines and communicate to all levels of the organization, including sales, legal and compliance, is critical.

We believe this structure provides our people with enhanced development opportunities to broaden their knowledge base, as well as provide a best in class operational client service.
 
HOW YOU WILL FULFILL YOUR POTENTIAL

Function
Operations
Level
Associate
Division
Operations
Americas
US-IL-Chicago

CONSUMER AND COMMERCIAL BANKING

In Goldman Sachs Bank USA, we offer a wide range of solutions to help our customers meet their financial goals. Our teams seek to provide the highest level of customer service and support in everything we do. The Bank offers high yield savings accounts and a variety of loan products to individuals and private bank, corporate and community clients. Our savings products include an online savings account and certificates of deposit in a variety of terms.

 

Consumer and Commercial Banking brings innovative solutions to traditional banking activities. We are a global team of lenders, investors, risk managers, skilled marketers, web experts and banking specialists. We provide a suite of solutions to help our customers meet their personal financial goals. We make direct investments in, and risk manage, a portfolio of corporate loans and securities. And we help transform distressed communities through investments and loans of private capital.

 

Digital Finance, a subdivision of CCBD, is composed of the firm’s digitally-led consumer businesses which include the global online consumer deposits business and the US online consumer lending business, the firm’s first-ever direct-to-consumer platform built from the ground up. Digital Finance combines the strength and heritage of a 147-year-old financial institution with the agility and entrepreneurial spirit of a tech start-up. This unique dynamic allows us to help our customers achieve financial progress through customizable solutions that are grounded in value, transparency and simplicity.

Function
Consumer Banking
Level
Analyst
Division
Consumer and Commercial Banking Division
Americas
US-IL-Chicago

CONSUMER AND COMMERCIAL BANKING

In Goldman Sachs Bank USA, we offer a wide range of solutions to help our customers meet their financial goals. Our teams seek to provide the highest level of customer service and support in everything we do. The Bank offers high yield savings accounts and a variety of loan products to individuals and private bank, corporate and community clients. Our savings products include an online savings account and certificates of deposit in a variety of terms.

 

Consumer and Commercial Banking brings innovative solutions to traditional banking activities. We are a global team of lenders, investors, risk managers, skilled marketers, web experts and banking specialists. We provide a suite of solutions to help our customers meet their personal financial goals. We make direct investments in, and risk manage, a portfolio of corporate loans and securities. And we help transform distressed communities through investments and loans of private capital.

 

Digital Finance, a subdivision of CCBD, is composed of the firm’s digitally-led consumer businesses which include the global online consumer deposits business and the US online consumer lending business, the firm’s first-ever direct-to-consumer platform built from the ground up. Digital Finance combines the strength and heritage of a 147-year-old financial institution with the agility and entrepreneurial spirit of a tech start-up. This unique dynamic allows us to help our customers achieve financial progress through customizable solutions that are grounded in value, transparency and simplicity.

Function
Consumer Banking
Level
Analyst
Division
Consumer and Commercial Banking Division
Americas
IN-Bengaluru

RISK

The Risk division is responsible for credit, market and operational risk, model risk, independent liquidity risk, and insurance throughout the firm.

 

Operational Risk Management and Analysis (ORMA)

Risk & Control Self-Assessment (RCSA) Execution Team

Project Management Office (PMO) Associate

 

The RCSA Execution team within ORMA, an independent risk management function, is responsible for developing and implementing a standardized framework to identify measure, monitor and assess operational risk across the firm. The RCSA Analyst / Associate will work with the global team to engage stakeholders across multiple locations to establish and maintain a firmwide operational risk assessment program.

Function
General
Level
Associate
Division
Risk
India
CH-ZH-Zurich

INVESTMENT MANAGEMENT

 

We’re a team of trusted advisors who provide innovative investment solutions to help our clients meet their financial goals. From private wealth to asset management, we work with specialists and groups from around the firm to help high-net-worth individuals and institutions across various industries navigate changing markets and make smart investments. We value self-starters with an entrepreneurial spirit, but still provide the support and resources to ensure your success.

 

YOUR IMPACT

 

We’re looking for a professional to join our Third Party Distribution Sales team as an Analyst in our Zurich office.

 

OUR IMPACT

 

Third Party Distribution

 

Goldman Sachs Asset Management (GSAM) delivers innovative investment solutions through a global, multi-product platform that offers clients the advantages that come with working with a large firm, while maintaining the benefits of a boutique. GSAM is one of the pre-eminent investment management organizations globally. Critical to the success of GSAM is our ability to leverage a global team of talented professionals to define solutions and lead change across the operational infrastructure. The GSAM EMEA Third Party Sales Team is responsible for new business development and managing existing third party distribution client relationships with, for example, banks, stock brokers, private wealth managers, financial advisors and multi-managers. The broader team have coverage responsibility for Europe, the Middle East and Africa. We are seeking to hire an Internal Sales Support Analyst to join our EMEA team with specific regional coverage for Switzerland.

Function
Investment Management
Level
Analyst
Division
Investment Management Division
EMEA
UK-London

Application Opening Date: 21 November 2017
Application Closing Date:
18 December 2017
Location:
London
Salary:
Competitive
Full time


YOUR IMPACT


In Internal Audit, we ensure that Goldman Sachs maintains effective controls by assessing the reliability of financial reports, monitoring the firm’s compliance with laws and regulations, and advising management on developing smart control solutions. Our group has unique insight on the financial industry and its products and operations. We’re looking for detail-oriented team players who have an interest in financial markets and want to gain insight into the firm’s operations and control processes.

OUR IMPACT

 

The primary role of Internal Audit is to help protect the assets, reputation and sustainability of the organisation. Internal Audit independently assesses the firm's internal control structure. We provide assurance that financial reporting is reliable, that there is compliance with applicable laws and regulations and that the firm's operations are effectively controlled. We assist management in identifying risk and commercially managing risk by providing advice in developing control solutions and monitoring the implementation of management's control measures. IA assists the firm's Board of Directors Audit Committee in fulfilling its oversight responsibilities and regularly interacts with the external independent auditors. Internal Audit is organised into global teams of business and technology auditors:
 
- Securities - covers the Firm's Sales, Trading and Insurance businesses; including related supporting control functions such as Operations, Technology, Product Control and Divisional Compliance.
- Investment Banking covers the firm's banking activities and Global Investment Research operations.
- Investment Management - covers the firm's Private Wealth Management, Asset Management and Merchant Banking businesses.
- Corporate - covers the firm's Risk Management, Finance, Corporate Governance, Legal, Compliance and Regulatory Reporting areas as well as Human Capital Management, Services and the Executive Office.

Function
Audit
Level
Associate
Division
Legal and Internal Audit
EMEA
US-NY-New York

YOUR IMPACT

As an Infrastructure strategist who sits in the Securities Division, you will play an integral role on the trading floor. You will support and deploy automated trading software. You will be involved in analyzing complex problems and issues and recommending both short-term and long-term solutions. You will communicate across clients, trading personnel, and other technical teams. You will have a passion for efficiency and automation and continually look for ways to improve daily tasks. You will have a strong interest in financial markets and use this knowledge, together with the insight you gain from managing the production environment, to recommend and implement enhancements and improvements to our electronic trading product offering.

 

OUR IMPACT THE SECURITIES DIVISION

Our core value is building strong relationships with our institutional clients, which include corporations, financial service providers, and fund managers. We help them buy and sell financial products on exchanges around the world, raise funding, and manage risk. This is a dynamic, entrepreneurial team with a passion for the markets, with individuals who thrive in fast-paced, changing environments and are energized by a bustling trading floor.

 

THE EQUITIES INFRASTRUCTURE STRATS TEAM

The Infrastructure Strats team partners with other teams to monitor and maintain the firm's automated trading systems. This critical role includes analysis and support for real-time trading issues as well as proactive work towards automation.

 

HOW YOU WILL FULFILL YOUR POTENTIAL

A successful candidate will:

  • Be responsible for the successful deployment of certified code and new functionality into the production trading environment
  • Coordinate the analysis, troubleshooting and resolution of system issues
  • Facilitate communications between trading desks, strategists, and other support teams to manage unexpected or day-to-day issues
  • Proactively create tools and tests to efficiently manage the day to day tasks
  • Understand US Equities and/or Options market rules and microstructure and be able to interact directly with exchanges and vendors to address issues
Function
General
Level
Analyst
Division
Securities
Americas
US-TX-Irving

INVESTMENT BANKING
Our division works on some of the most complex financial challenges and transactions in the market today. Whether advising on a merger, providing financial solutions for an acquisition, or structuring an initial public offering, we handle projects that help clients at major milestones. We work with corporations, pension funds, financial sponsors, and governments and are team of strong analytical thinkers, who have a passion for producing out-of-the-box ideas.

 

 

YOUR IMPACT

The Real Estate Financing Group (REFG) CMBS Securitization Team within the Investment Banking Division in Irving is looking for an Analyst or Associate with current banking (or related) experience to join the team.

 

OUR IMPACT

Investment Banking Division Our division works on some of the most complex financial challenges and transactions in the market today. Whether advising on a merger, providing financial solutions for an acquisition, or structuring an initial public offering, we handle projects that help clients at major milestones. We work with corporations, pension funds, financial sponsors, and governments and are a team of strong analytical thinkers, who have a passion for producing out-of-the-box ideas. REFG's CMBS Securitization Team is responsible for managing and conducting all tasks associated with the execution of securitizing commercial mortgage loans (and mezzanine loans) and certain aspects of the loan syndication process.

 

 

Function
Investment Banking
Level
Analyst, Associate
Division
Investment Banking Division
Americas
US-NY-New York

The Conflicts Resolution Group (CRG) is involved in a wide range of the firm's businesses and transactions and provides exposure to the most senior business leaders and risk managers across the firm. A role in CRG offers an exceptional opportunity for professional development for a person interested in financial markets who has the capacity to appreciate the complexities of risk management in the space. CRG reviews business opportunities across the firm to ensure that reputational risk and potential and actual conflicts of interest are identified, assessed and managed so as to protect client relationships, safeguard confidential information, mitigate reputational risk and ensure that we are able to fulfill our responsibilities to our clients prior to accepting a role.

Function
Executive Office, Investment Banking, Legal
Level
Analyst
Division
Executive Office
Americas
IN-Bengaluru

INTERNAL AUDIT 

In Internal Audit, we ensure that Goldman Sachs maintains effective controls by assessing the reliability of financial reports, monitoring the firm’s compliance with laws and regulations, and advising management on developing smart control solutions. Our group has unique insight on the financial industry and its products and operations. We’re looking for detail-oriented team players who have an interest in financial markets and want to gain insight into the firm’s operations and control processes.

Function
General
Level
Analyst
Division
Legal and Internal Audit
India
IN-Bengaluru

INTERNAL AUDIT 

In Internal Audit, we ensure that Goldman Sachs maintains effective controls by assessing the reliability of financial reports, monitoring the firm’s compliance with laws and regulations, and advising management on developing smart control solutions. Our group has unique insight on the financial industry and its products and operations. We’re looking for detail-oriented team players who have an interest in financial markets and want to gain insight into the firm’s operations and control processes.

Function
General
Level
Associate
Division
Legal and Internal Audit
India
IN-Bengaluru

INTERNAL AUDIT 

In Internal Audit, we ensure that Goldman Sachs maintains effective controls by assessing the reliability of financial reports, monitoring the firm’s compliance with laws and regulations, and advising management on developing smart control solutions. Our group has unique insight on the financial industry and its products and operations. We’re looking for detail-oriented team players who have an interest in financial markets and want to gain insight into the firm’s operations and control processes.

Function
General
Level
Associate
Division
Legal and Internal Audit
India
HK-Hong Kong

SECURITIES

Our core value is building strong relationships with our institutional clients, which include corporations, financial service providers, and fund managers. We help them buy and sell financial products on exchanges around the world, raise funding, and manage risk. This is a dynamic, entrepreneurial team with a passion for the markets, with individuals who thrive in fast-paced, changing environments and are energized by a bustling trading floor.

Function
General
Level
Vice President/Executive Director
Division
Securities
Asia Except Japan
US-IL-Chicago

INVESTMENT MANAGEMENT

We’re a team of trusted advisors who provide innovative investment solutions to help our clients meet their financial goals. From private wealth to asset management, we work with specialists and groups from around the firm to help high-net-worth individuals and institutions across various industries navigate changing markets and make smart investments. We value self-starters with an entrepreneurial spirit, but still provide the support and resources to ensure your success.

 

YOUR IMPACT

We are seeking an analyst / associate to join our Goldman Sachs Asset Management (GSAM) Americas Client Business, which is part of our Investment Management Division (IMD). In this role, you will be part of the Retail Advisor Sales Strategy & Enablement team, responsible for providing analytical and execution support to the team as well as the broader distribution organization, while contributing to the implementation of strategic initiatives across the Wirehouse and Independent Advisor sales channels. 

 

OUR IMPACT

GSAM delivers innovative investment solutions through a global, multi-product platform that offers clients the advantages that come with working with a large firm, while maintaining the benefits of a boutique. GSAM is one of the pre-eminent investment management organizations globally. Critical to the success of GSAM is our ability to leverage a global team of talented professionals to define solutions and lead change across the operational infrastructure. GSAM's Client Business works to develop and execute thoughtful investment solutions for institutional clients across the globe. Our diverse institutional client base includes corporate and public pension funds, foundations and endowments, insurers, financial institutions and governments.

 

The Retail Advisor Sales Strategy and Enablement team is responsible for working inside our retail advisor focused sales management teams and across our broader America’s Client Business to help navigate our retail strategy and deliver resources into the sales organization that enable the efficient execution of our strategy in the marketplace.

 

Function
Investment Management
Level
Analyst, Associate
Division
Investment Management Division
Americas
US-NY-New York

OPERATIONS

Operations is a dynamic, multi-faceted division that partners with all parts of the firm to provide banking, securities, and asset management services to clients around the world. In addition, Operations provides essential risk management and controls to preserve and enhance the firm's assets and its reputation. For every new product launched and every trade executed, it is Operations that develops and manages the processes and controls that enable business flow.

 


YOUR IMPACT
We are looking for a professional and dynamic individual with a strong interest in Structured Derivatives. The ideal candidate would be able to operate effectively in a challenging and fast-paced environment, partner with the Business and other core Support areas in order to facilitate business growth with a key focus on the risk and control around the trade capture, documentation, and settlement of structured financing transactions.


OUR IMPACT
Operations is a dynamic, multi-faceted division that partners with all parts of the firm to deliver banking, sales and trading and asset management capabilities to clients around the world. In addition, Operations provides essential risk management and control to preserve and enhance the firm’s assets and its reputation. For every trade agreed, every new product launched or market entered, every transaction completed, it is Operations that develops the processes and controls that makes business flow.

Structured Credit Middle Office sits within Securities Division Operations and is responsible for supporting the transaction management of all business generated by the various Structured Credit Trading businesses globally. We partner on an ongoing basis with a variety of groups across the Securities Division and wider Federation globally. The products being traded range in complexity from vanilla OTC derivatives, bonds and loans to the most innovative, structured financing transactions on the market today (whereby elements of these transactions include TRS, Repo, SPVs, CLNs and Mortgages). The team is not only responsible for managing the day to day business but more importantly partnering with the business to facilitate new activities, implementing new industry initiatives and ensuring we constantly challenge the functions and way we are structured to become more streamlined and scalable.

The role provides an excellent opportunity to work in a high-profile team and to contribute to Goldman Sachs by demonstrating excellent leadership, outstanding client service and commercial effectiveness to ensure new business ideas are implemented efficiently and within the global control framework that firm expects. You will be part of a team that is responsible for driving change within a demanding and complex environment that offers excellent opportunities for motivated and ambitious individuals to contribute to our business and gain exposure to senior managers in all areas of the firm.


HOW YOU WILL FULFILL YOUR POTENTIAL

Function
Operations
Level
Analyst
Division
Operations
Americas
US-NJ-Jersey City

OPERATIONS

Operations is a dynamic, multi-faceted division that partners with all parts of the firm to provide banking, securities, and asset management services to clients around the world. In addition, Operations provides essential risk management and controls to preserve and enhance the firm's assets and its reputation. For every new product launched and every trade executed, it is Operations that develops and manages the processes and controls that enable business flow.

 

YOUR IMPACT
Prime Brokerage & Clearing Middle Office is seeking a highly skilled individual to engage in client communication and risk management. The role will include daily ownership of trade life-cycles exceptions and fail management for a set client base across the Prime Brokerage and/or Prime Clearing spectrum. The individual would be expected to partner with internal stakeholders to analyze thematic issues and work to implement enhancements within current workflows.
 
The individual would be expected to learn quickly, to efficiently manage time and prioritize, to effectively navigate the organization, and demonstrate a strong desire to learn. The individual will be exposed to global markets across listed cash equity and fixed income products. The role requires strong communication skills and a focus on partnership with both internal teams and external clients.

OUR IMPACT
Operations is a dynamic, multi-faceted division that partners with all parts of the firm to provide banking, securities, and asset management services to clients around the world. In addition, Operations provides essential risk management and controls to preserve and enhance the firm's assets and its reputation. For every new product launched and every trade executed, it is Operations that develops and manages the processes and controls that enable business flow.
 
Prime Brokerage Clearing Services Operations provides clearing, execution and custody services for all major products across over 75 exchanges. Clients include hedge funds, asset managers, governments, corporates, broker dealers, Goldman Sachs franchise traders, other professional investors and market markers. Operations teams supporting the Prime Brokerage and Clearing Services business are responsible for providing centralized securities clearing and settlement, managing cash inflows and payments, and maintaining the accuracy of clients’ positions and transactions. While interacting with various parties such as clients, clearing houses, Securities Division and Technology, Prime Brokerage Operations helps the firm and clients to manage risk exposed across these markets and products.
 

HOW YOU WILL FULFILL YOUR POTENTIAL

Function
Operations
Level
Analyst
Division
Operations
Americas
US-NY-New York

OPERATIONS

Operations is a dynamic, multi-faceted division that partners with all parts of the firm to provide banking, securities, and asset management services to clients around the world. In addition, Operations provides essential risk management and controls to preserve and enhance the firm's assets and its reputation. For every new product launched and every trade executed, it is Operations that develops and manages the processes and controls that enable business flow.

 

YOUR IMPACT
We are looking for a professional and dynamic individual with a strong interest in Commodities, Derivatives, and the Regulatory landscape.  The ideal candidate would be able to operate effectively in a challenging and fast-paced environment, partner with the Business and other core Support areas in order to facilitate new business growth with a key focus on regulatory reform, risk, control and efficiency.


OUR IMPACT
The NY Commodity Sales and Trading Services team is a high-profile and fast paced team whose primary responsibilities include (i) partnering with the Commodities sales and trading desks to ensure the integrity and accuracy of the derivative and physical trading risks undertaken by such businesses, as well as (ii) driving and implementing change to ensure we are optimally managing and monitoring risks in an increasingly demanding and complex regulatory environment.


The NY Commodity Sales and Trading Services Team accomplishes this role by focusing on the timely matching of trades, performing trader support functions including trade checkout of exotic transactions and setup of new products. The team also concentrates on ensuring that all trades are booked correctly and that all issues are controlled, reported and fixed when necessary.


Our team of critical thinkers partners with groups in all areas of the firm to perform financial analytics and reporting and data analytics and engineering. Our division also provides critical operations design and handles capital markets operations to ensure business flows smoothly across our global offices. From day one, team members play a vital role in upholding the three Operations principles of client focus, process innovation, and risk management.


HOW YOU WILL FULFILL YOUR POTENTIAL

Function
Operations
Level
Analyst
Division
Operations
Americas
US-NJ-Jersey City

YOUR IMPACT
Are you passionate about operations, leadership, and using digital tools to provide solutions to consumers? We're looking for an operations professional to join our operations team who wants to use their skills and ideas to create and then lead new processes and teams.
 
OUR IMPACT

Operations is a dynamic, multi-faceted division that partners with all parts of the firm to deliver banking, sales and trading and asset management capabilities to clients around the world. In addition, Operations provides essential risk management and control to preserve the firm’s assets and its reputation.  For every trade agreed, every new product launched or market entered, every transaction completed, it is Operations that develops the processes and controls that makes business flow.

 

Our team of critical thinkers partners with groups in all areas of the firm to lead teams, manage processes, and improve digital tools. Our division also provides critical operations and user experience design to ensure business flows smoothly when customers come to us. From day one, team members play a vital role in upholding the three Operations principles of client focus, process innovation, and risk management. 

Function
Operations
Level
Associate
Division
Operations
Americas
US-NY-New York

GLOBAL COMPLIANCE

Our division prevents, detects and mitigates compliance, regulatory and reputational risk across the firm and helps to strengthen the firm’s culture of compliance. Compliance accomplishes these through the firm’s enterprise-wide compliance risk management program. As an independent control function and part of the firm’s second line of defense, Compliance assesses the firm’s compliance, regulatory and reputational risk; monitors for compliance with new or amended laws, rules and regulations; designs and implements controls, policies, procedures and training; conducts independent testing; investigates, surveils and monitors for compliance risks and breaches; and leads the firm’s responses to regulatory examinations, audits and inquiries. You'll be part of a team with members from a wide range of academic and professional backgrounds, such as law, accounting, sales, and trading. We look for those who possess sound judgment, curiosity, and are able to adapt to a changing regulatory landscape.

 

The candidate will be an integral member of the compliance team ("IBD Compliance") covering the Investment Banking Division ("IBD"). IBD offers an array of investment banking activities, including underwriting, lending and advisory services, to clients in a wide variety of industry sectors. The IBD Compliance team is responsible for assisting Goldman Sachs bankers with business, regulatory, legal and compliance matters. In addition to working collaboratively with fellow team members and global counterparts in IBD Compliance, the candidate will regularly interact with IBD business professionals, other compliance teams and other Goldman Sachs departments, including Legal, Internal Audit, Finance, Operations, Technology and the Conflicts Resolution Group.

 

 

Function
Compliance
Level
Analyst
Division
Compliance
Americas